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Service Canada
Cochrane District
Canada Pension Plan and Old Age Security

Provides financial benefits to retired seniors

Canada Pension Plan (CPP)
  • Provides a monthly taxable benefit to retired contributors

Old Age Security (OAS)
  • Provides a monthly benefit available to most Canadians 65 years of age who meet the Canadian legal status and residence requirements

Guaranteed Income Supplement (GIS)
  • Provides a monthly non-taxable benefit to low-income OAS recipients living in Canada
Canada Pension Plan (CPP)
  • Must have worked; and
  • Must have made at least one valid contribution to the CPP: and are
  • either 65 or older or
  • between 60 and 65 and wanting retirement pension payments to begin within 11 months
Old Age Security (OAS)
People living in Canada
  • Must be 65 years of age or older
  • Must live in Canada and be a Canadian citizen or a legal resident at the time the pension application is approved
  • Must have lived in Canada for at least 10 years after turning 18
People living outside Canada
  • Must be 65 years of age or older
  • Must have been a Canadian citizen or a legal resident of Canada the day before leaving Canada
  • Must have lived in Canada for at least 20 years after turning 18
Guaranteed Income Supplement (GIS)
  • Low-income OAS recipients living in Canada

Age Requirements: Ages: 60 year(s) and up;
Application Process
Canada Pension Plan (CPP)
  • Begin application six months before you wish to receive benefits
  • Apply online, print and complete an application and mail it, or call to have an application kit mailed
  • Must have Social Insurance Number to apply
Old Age Security (OAS)
  • Begin application the month after you turn 64 if you did not receive an automatic enrollment letter from Service Canada
  • Pick up application at a Service Canada location, print application and mail, or call to have an application kit mailed
  • If not born in Canada or have not been living continuously in Canada since age 18, must submit citizenship or immigration papers as well as a statement of all the dates arrived in and departed Canada from age 18 to present
Guaranteed Income Supplement (GIS)
  • Phone for an application at 1-800-277-9914 (TTY: 1-800-255-4786)
  • Re-apply by filing your income tax return
Fully Accessible
Legal Status
(40) Federal Government
Agency Information
211 Ontario North
Last Verified On September 24, 2018

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